Jump to main content

Checking

Checking accounts to fit your needs

At RelyOn, we know that all our members are different, so why create a one-size fits all checking account? We have two different checking accounts to choose from based off your financial needs. Take a look at the tabs below to determine which account is right for you.

RelyOn us to keep you protected. We’ve partnered with one of the nation’s most trusted names in identity theft protection to provide an umbrella of protection to guard against the effects of identity theft, as part of two of our new Checking Accounts!

Open Your Account

RelyOn 365 Checking

Our new checking account still has access to all the benefits and services you already receive from RelyOn, including free Online Banking, Bill Pay, Mobile Banking and a Mastercard Debit Card.

You'll also have access to:

Identity Theft Detection & Recovery Services

  • Fully Managed Identity Theft Recovery (3G coverage): a personal Privacy Advocate standing by to research and resolve any identity theft issue that you may suspect, or evidence of identity fraud that you may discover. IRS Tax Fraud Refund Advance and 3B Credit Freeze Assistance included.
  • Credit Monitoring**: receive alerts of new or suspicious activity by email or SMS text.
  • Annual Credit Report**: helps to benchmark your credit standing and uncover pre-existing credit issues.
  • Monthly Credit Score**: tracked graphically to see change over time.
  • Dark Web Monitoring**: we’ll monitor the dark web and notify you if we find profile information, compromised email addresses, and even credit/debit card information. Also includes IP address monitoring and dark web breach notifications.
  • High Risk Transaction Monitoring**: can alert you to illicit password resets, account management changes and fraudulent money transfers.
  • Identity Theft Expense Reimbursement Insurance***: reimbursement for certain expenses incurred during identity recovery.
  • Individual Social Monitoring: Includes new account takeover
  • Solicitation Reduction

Mobile Device Protection

  • Coverage for accidental damage due to handling, or for mechanical/electrical breakdown
  • Reimbursement for labor and parts necessary to repair or replace your eligible device up to $250 (with $50 deductible)

Additional Account Benefits

  • Free official checks to all members
  • Additional 0.25% APY increase on 12-,24-, and 36-month Term Share Certificates2
  • FREE Account Review/Recon up to 2 hours a month (Beginning 12/1/20)
  • FREE stop payment processing (Beginning 12/1/20)
  • $15 discount on wire fee (Beginning 12/1/20)

RelyOn 365 Checking with Interest 

This account is exactly the same as our RelyOn 365 Checking...but with interest! We bet you already figured that out. Get all the same identity theft detection benefits and earn interest on the balance in your checking account. 

Are you intrigued? We thought so. Apply online now to open your checking account and start enjoying the benefits of 365 days of protection!
 

Already a RelyOn 365 account holder? To register for your benefits, click here. For questions about your eligibility call (888) 344-9994. Having technical issues or difficulty enrolling? We’re here to help! Call (800) 357-6392 for assistance.

 

* RelyOn 365 Checking Account has a $7 monthly service charge. Fees are subject to change. Please also review the Fee Schedule
** MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION BEFORE THE SERVICES ARE ACTIVE. Credit services are applicable to individuals age 18 and older who have a valid credit file and provided by TransUnion®, subject to change. This credit score may not be consistent with the credit score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.
*** Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
2Other terms and conditions may apply. No other specials or offers apply. Please contact the Credit Union for full details. Insured by NCUA.

Simple Checking

Our Simple Checking is our basic level checking account. This account has no fees and no frills, but you can still utilize all of our free checking account services, such as:

  • Free Online Banking
  • Free Mobile App
  • Free Online Bill Pay
  • Free eStatements
  • Free Mastercard Debit Card
  • Check writing privileges

 

Open Your Account

If your past financial history is a little rocky or you have a record of misusing your checking acount with other financial institutions, RelyOn may be willing to give you a fresh start. Our new Fresh Start Checking will help you build a positive financial history with RelyOn.

Guaranteed Services

  • Debit Card with Limits
  • Early Direct Deposit
  • Free eStatements
  • Access to Bill Pay
  • Check Writing Privileges

As you build your positive history, a review of your account may make you eligible for additional services:

  • Courtesy Pay - $200 Limit
  • Remote Deposit Capture (deposit check with phone)
  • Account to Account/Person to Person Transfers

 

Open An Account

Start Video Banking Call