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Checking accounts to fit your needs

At RelyOn, we know that all our members are different, so why create a one-size fits all checking account? We have two different checking accounts to choose from based off your financial needs. Take a look at the tabs below to determine which account is right for you.

RelyOn us to keep you protected. We’ve partnered with one of the nation’s most trusted names in identity theft protection to provide an umbrella of protection to guard against the effects of identity theft, as part of two of our new Checking Accounts!

Open Your Account

RelyOn 365 Checking

Our new checking account still has access to all the benefits and services you already receive from RelyOn, including free Online Banking, Bill Pay, Mobile Banking and a Mastercard Debit Card.

You'll also have access to:

Identity Theft Detection & Recovery Services

  • Fully Managed Identity Theft Recovery (3G coverage): a personal Privacy Advocate standing by to research and resolve any identity theft issue that you may suspect, or evidence of identity fraud that you may discover. IRS Tax Fraud Refund Advance and 3B Credit Freeze Assistance included.
  • Credit Monitoring**: receive alerts of new or suspicious activity by email or SMS text.
  • Annual Credit Report**: helps to benchmark your credit standing and uncover pre-existing credit issues.
  • Monthly Credit Score**: tracked graphically to see change over time.
  • Dark Web Monitoring**: we’ll monitor the dark web and notify you if we find profile information, compromised email addresses, and even credit/debit card information. Also includes IP address monitoring and dark web breach notifications.
  • High Risk Transaction Monitoring**: can alert you to illicit password resets, account management changes and fraudulent money transfers.
  • Identity Theft Expense Reimbursement Insurance***: reimbursement for certain expenses incurred during identity recovery.
  • Individual Social Monitoring: Includes new account takeover
  • Solicitation Reduction

Mobile Device Protection

  • Coverage for accidental damage due to handling, or for mechanical/electrical breakdown
  • Reimbursement for labor and parts necessary to repair or replace your eligible device up to $250 (with $50 deductible)

Additional Account Benefits

  • Free official checks to all members
  • Additional 0.25% APY increase on 12-, 24-, and 36-month Term Share Certificates2
  • Additional 0.25% APY increase on savings account balance up to $5,000

All of these benefits are available with our new RelyOn 365 Checking account for as little as $3 per month.* That's less than the cost of a cup of coffee!

RelyOn 365 Checking with Interest 

This account is exactly the same as our RelyOn 365 Checking...but with interest! We bet you already figured that out. Get all the same identity theft detection benefits and earn interest on the balance in your checking account. 

Are you intrigued? We thought so. Apply online now to open your checking account and start enjoying the benefits of 365 days of protection!

Already a RelyOn 365 account holder? To register for your benefits, click here. For questions about your eligibility call (888) 344-9994. Having technical issues or difficulty enrolling? We’re here to help! Call (800) 357-6392 for assistance.


* RelyOn 365 Checking Account has a $5 monthly service charge which will be discounted $2 if you have a RelyOn loan or Credit Card.
** MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION BEFORE THE SERVICES ARE ACTIVE. Credit services are applicable to individuals age 18 and older who have a valid credit file and provided by TransUnion®, subject to change. This credit score may not be consistent with the credit score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.
*** Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
2Other terms and conditions may apply. No other specials or offers apply. Please contact the Credit Union for full details. Insured by NCUA.

Simple Checking

Our Simple Checking is our basic level checking account. This account has no fees and no frills, but you can still utilize all of our free checking account services, such as:

  • Free Online Banking
  • Free Mobile App
  • Free Online Bill Pay
  • Free eStatements
  • Free Mastercard Debit Card
  • Check writing privileges

We lied, there is one frill to this account. Students between the ages of 15 and 25 get 2 outside ATM fees waived each month, making this account perfect for students!

Open Your Account

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