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Business Checking

Business Accounts You Can RelyOn

Your business is your lifeline. You need a financial partner you can trust. RelyOn provides both checking and savings accounts for all kinds of businesses. Whether you’re a small business, non-ofit or a large organization, we have what you need to manage your company’s unique financial needs.

Click here to view our Business Checking Comparison Chart.

Simple Checking is our basic level business checking account. It gives you access to all of the following free services:

  • Free Business Mastercard Debit Card
  • Free Online Banking
  • Free Mobile App
  • Free Online Bill Pay
  • Free eStatements
  • 100 FREE Transactions per cycle1

Available Paid Services

  • Account Reconciliation
  • Mailed Paper Statements
  • Cash and Check Deposit Processing
  • Official Checks
  • Stop Pays
  • Courtesy Pay

Open an Account

1 You may transact up to 100 items per statement period for no fee; each item in excess of 100 will be assessed an Excess Transaction Fee. Items include, but are not limited to: checks written and deposited, deposits, ACH transfers, Debit Card transactions, ATM transactions, wire transfers, overdraft transfers, bill payments, etc. Item counts are based on individual items regardless of how they are reflected on the statement, e.g., the deposit itself and each check in a deposit counts as an item. Other fees may apply.

This account is a step above our Simple Business Checking and will benefit businesses with greater banking needs.

Free Business Mastercard Debit Card

  • Free Online Banking
  • Free Mobile App
  • Free Online Bill Pay
  • Free eStatements
  • 500 FREE Transactions per cycle2
  • FREE Account Reconciliation3
  • FREE Official Checks
  • FREE Stop Pays

Available Paid Services

  • Mailed Paper Statements
  • Cash and Check Deposit Processing
  • Courtesy Pay

Open an Account

2 You may transact up to 500 items per statement period for no fee; each item in excess of 500 will be assessed an Excess Transaction Fee. Items include, but are not limited to, checks written and
deposited, deposits, ACH transfers, Debit Card transactions, ATM transactions, wire transfers, overdraft transfers, bill payments, etc. Item counts are based on individual items regardless of how they are reflected on the statement, e.g., the deposit itself and each check in a deposit counts as an item. Other fees may apply.
3 First 2 hours of reconciling is free per month. Once this limit is met the per hour fee will be assessed for additional research.

Don’t let banking fees reduce your bottom line.

This account provides the services you need without sacrificing more administrative costs.

  • No Monthly Service Charge
  • Free Business Mastercard Debit Card
  • Free Online Banking
  • Free Mobile App
  • Free Online Bill Pay
  • Free eStatements
  • 500 FREE Transactions per cycle2
  • Free Account Reconciliation3
  • Free Cash Deposit Processing
  • FREE Official Checks
  • FREE Stop Pays

Available Paid Services

  • Mailed Paper Statements
  • Check Deposit Processing
  • Courtesy Pay

Open an Account

2 You may transact up to 500 items per statement period for no fee; each item in excess of 500 will be assessed an Excess Transaction Fee. Items include, but are not limited to, checks written and
deposited, deposits, ACH transfers, Debit Card transactions, ATM transactions, wire transfers, overdraft transfers, bill payments, etc. Item counts are based on individual items regardless of how they are reflected on the statement, e.g., the deposit itself and each check in a deposit counts as an item. Other fees may apply.
3 First 2 hours of reconciling is free per month. Once this limit is met the per hour fee will be assessed for additional research.

Type of account with required documents needed:

SOLE PROPRIETORSHIP

  • Fictitious Name Statement / Assumed Name Certificate (if applicable)
  • Social Security Number or Employer Identification Number (EIN) Statement (SS-4)
  • Identification of Owner


PARTNERSHIP (General or Limited)

  • Certificate of Partnership (if applicable)
  • Employer Identification Number (EIN) Statement (SS-4)
  • Partnership Agreement
  • Identification of Partners Opening Membership
  • Beneficial Ownership Certification Form
  • Fictitious Name Statement / Assumed Name Certificate (if applicable)


LIMITED LIABILITY COMPANY

  • Fictitious Name Statement / Assumed Name Certificate (if applicable)
  • Articles of Organization
  • Operating Agreement (if available)
  • Business License (if applicable)
  • LLC included in the Title
  • Single LLC – EIN not required and Officers
  • Multiple LLC – EIN required and Officers
  • Identification of Officer(s) and Signers
  • Beneficial Ownership Certification Form


CORPORATION

  • Articles of Incorporation
  • Employer Identification Number (EIN) Statement (SS-4)
  • Minutes of Board Meeting Outlining Officers
  • Corporate Resolution
  • Identification of Officers and Signers
  • Beneficial Ownership Certification Form
  • Fictitious Name Certificate / Certificate of Assumed Name (if applicable)


ASSOCIATIONS AND NON-PROFIT

  • Identification of Officers
  • Employer Identification Number (EIN) Statement (SS-4)
  • By-Laws
  • Minutes of Board Meeting Outlining Officers
  • Resolution (if applicable)
  • Beneficial Ownership Certification Form (if applicable)

1 You may transact up to 100 items per statement period for no fee; each item in excess of 100 will be assessed an Excess Transaction Fee. Items include, but are not limited to: checks written and deposited, deposits, ACH transfers, Debit Card transactions, ATM transactions, wire transfers, overdraft transfers, bill payments, etc. Item counts are based on individual items regardless of how they are reflected on the statement, e.g., the deposit itself and each check in a deposit counts as an item. Other fees may apply.
2 You may transact up to 500 items per statement period for no fee; each item in excess of 500 will be assessed an Excess Transaction Fee. Items include, but are not limited to, checks written and
deposited, deposits, ACH transfers, Debit Card transactions, ATM transactions, wire transfers, overdraft transfers, bill payments, etc. Item counts are based on individual items regardless of how they are reflected on the statement, e.g., the deposit itself and each check in a deposit counts as an item. Other fees may apply.
3 First 2 hours of reconciling is free per month. Once this limit is met the per hour fee will be assessed for additional research.