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Rates

Dividend Rate Schedule

Effective May 1, 2019

Important Notice: Your credit union is NOT a bank or investment firm. Your aggregate funds in Savings, Checking, Money Markets, and Certificates are insured by NCUA up to $250,000.

Financial institutions may not deposit funds at RelyOn.

Term Share Certificates
Term Rate APY
3 month 0.12% 0.12%
6 month 0.80% 0.80%
12 month 1.29% 1.30%
18 month 0.35% 0.35%
24 month 1.39% 1.40%
30 month 0.50% 0.50%
36 month 1.49% 1.50%
  • APY = Annual Percentage Yield
  • RATE = Dividend Rate
  • $1,000 Minimum
  • 3 & 6 Month Certificates – Dividends posted at maturity
  • 12-36 Month Certificates – Dividends posted quarterly
  • Early withdrawal of Certificate may incur a penalty
  • All RelyOn 365 Checking Account holders will receive a rate increase of 0.25% APY on 12-, 24-, and 36-month new or renewing certificates. 
Term IRA Certificates - Traditional & Roth 
Term Rate APY
12 month 1.29% 1.30%
24 month 1.39% 1.40%
36 month 1.49% 1.50%
  • APY = Annual Percentage Yield
  • RATE = Dividend Rate
  • Dividends posted quarterly
  • Early withdrawal of Certificate may incur a penalty
Other Savings Accounts
Account Type Rate APY
Regular Savings Account 0.05% 0.05%
Checking Accounts
With average balance of $500.00		 0.01% 0.01%
IRA Savings Accounts
With a minimum balance of $500.00		 0.25% 0.25%
Money Market Savings
With a minimum balance of $2,500.00		 0.10% 0.10%
Money Market Savings
$0 - $2,499.99

0.00%

 0.00%
$2,500 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.45% 0.45%
$100,000+ 0.65% 0.65%

Compounded and credited monthly

All rates subject to change without notice. For additional information call 214-357-3328.

*APY = Annual Percentage Yield.