RelyOn Credit Union - Savings Rates

Dividend Rate Schedule

Effective August 1, 2020

Important Notice: Your credit union is NOT a bank or investment firm. Your aggregate funds in Savings, Checking, Money Markets, and Certificates are insured by NCUA up to $250,000.

Financial institutions may not deposit funds at RelyOn.

Term Share Certificates
Term	Rate	APY
3 month	0.25%	0.25%
6 month	0.30%	0.30%
12 month	0.40%	0.40%
18 month	0.45%	0.45%
24 month	0.50%	0.50%
30 month	0.55%	0.55%
36 month	0.60%	0.60%

RelyOn365 checking members can get a 0.25% APY rate bump on the 12, 24 and 36 month Term Share Certificates!¹

APY = Annual Percentage Yield
RATE = Dividend Rate
$1,000 Minimum
3 & 6 Month Certificates – Dividends posted at maturity
12-36 Month Certificates – Dividends posted quarterly
Early withdrawal of Certificate may incur a penalty
All RelyOn 365 Checking Account holders will receive a rate increase of 0.25% APY on 12-, 24-, and 36-month new or renewing certificates.

Term IRA Certificates - Traditional & Roth
Term	Rate	APY
12 month	0.40%	0.40%
24 month	0.50%	0.50%
36 month	0.60%	0.60%

APY = Annual Percentage Yield
RATE = Dividend Rate
Dividends posted quarterly
Early withdrawal of Certificate may incur a penalty

Other Savings Accounts
Account Type	Rate	APY
Regular Savings Account	0.05%	0.05%
Piggy Bank Savings² For members 17 & younger	1.00%	1.00%
RelyOn365 Interest Checking With average balance of $500.00	0.01%	0.01%
IRA Savings Accounts With a minimum balance of $500.00	0.25%	0.25%
Money Market Savings $0 - $2,499.99	0.00%	0.00%
$2,500 - $24,999.99	0.10%	0.10%
$25,000 - $49,999.99	0.15%	0.15%
$50,000 - $99,999.99	0.20%	0.20%
$100,000+	0.25%	0.25%

Compounded and credited monthly

All rates subject to change without notice. For additional information call 214-357-3328.

*APY = Annual Percentage Yield.
¹Other terms and conditions may apply. No other specials or offers apply. Please contact the Credit Union for full details. Insured by NCUA.
²APY = Annual Percentage Yield. Earn 1.00% APY on balances up to $3,000.00; any balance higher than $3,000.00 will receive our regular savings account APY of 0.05%.