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Rates

Dividend Rate Schedule

Effective July 16, 2018

Important Notice: Your credit union is NOT a bank or investment firm. Your aggregate funds in Savings, Checking, Money Markets, and Certificates are insured by NCUA up to $250,000.

Financial institutions may not deposit funds at RelyOn

Term IRA and Term Share Certificates
Term Rate APY
3 month 0.12% 0.12%
6 month 0.20% 0.20%
12 month 0.30% 0.30%
18 month 1.50% 1.50%
24 month 0.45% 0.45%
30 month 0.50% 0.50%
36 month 2.00% 2.00%
  • Special certificate rates: 18-month certificates at 2.80% APY*, 24-month certificate at 3.00% APY*, 30-month certificates at 3.10% APY* with new money only. Click here for details.
  • $1,000 Minimum
  • 3 & 6 Month Certificates – Dividends posted at maturity
  • 12-36 Month Certificates – Dividends posted quarterly
  • Early withdrawal of Certificate may incur a penalty
  • Term Share Certificates declared weekly
  • APY = Annual Percentage Yield
  • RATE = Dividend Rate
Other Savings Accounts
Account Type Rate APY
Regular Savings Account
With average balance of $500.00		 0.05% 0.05%
Checking Accounts
With average balance of $500.00		 0.01% 0.01%
IRA Savings Accounts
With a minimum balance of $500.00		 0.05% 0.05%
Money Market Savings
With a minimum balance of $2,500.00		 0.10% 0.10%
Money Market Savings Plus
With a minimum balance of $10,000.00		 0.15% 0.15%

Compounded and credited monthly

All rates subject to change without notice. For additional information call 214-357-3328.

*APY = Annual Percentage Yield. Minimum to receive promotional rate is $500. Must be new money brought over to the Credit Union; promotion does not apply to money from existing RelyOn accounts. Special subject to change at any time. Contact the Credit Union for full details.