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Rates

Dividend Rate Schedule

Effective September 1, 2019

Important Notice: Your credit union is NOT a bank or investment firm. Your aggregate funds in Savings, Checking, Money Markets, and Certificates are insured by NCUA up to $250,000.

Financial institutions may not deposit funds at RelyOn.

Term Share Certificates
Term Rate APY
3 month 0.35% 0.35%
6 month 0.80% 0.80%
12 month 1.40% 1.41%
18 month 1.60% 1.61%
24 month 1.80% 1.81%
30 month 2.00% 2.02%
36 month 2.20% 2.22%

RelyOn365 checking members can get a 0.25% APY rate bump on the 12, 24 and 36 month Term Share Certificates!¹

  • APY = Annual Percentage Yield
  • RATE = Dividend Rate
  • $1,000 Minimum
  • 3 & 6 Month Certificates – Dividends posted at maturity
  • 12-36 Month Certificates – Dividends posted quarterly
  • Early withdrawal of Certificate may incur a penalty
  • All RelyOn 365 Checking Account holders will receive a rate increase of 0.25% APY on 12-, 24-, and 36-month new or renewing certificates. 
Term IRA Certificates - Traditional & Roth 
Term Rate APY
12 month 1.40% 1.41%
24 month 1.80% 1.81%
36 month 2.20% 2.22%
  • APY = Annual Percentage Yield
  • RATE = Dividend Rate
  • Dividends posted quarterly
  • Early withdrawal of Certificate may incur a penalty
Other Savings Accounts
Account Type Rate APY
Regular Savings Account 0.05% 0.05%

Piggy Bank Savings2
For members 17 & younger

 3.00% 3.00%
Checking Accounts
With average balance of $500.00		 0.01% 0.01%
IRA Savings Accounts
With a minimum balance of $500.00		 0.25% 0.25%
Money Market Savings
With a minimum balance of $2,500.00		 0.10% 0.10%
Money Market Savings
$0 - $2,499.99

0.00%

 0.00%
$2,500 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.45% 0.45%
$100,000+ 0.65% 0.65%

Compounded and credited monthly

All rates subject to change without notice. For additional information call 214-357-3328.

*APY = Annual Percentage Yield.
¹Other terms and conditions may apply. No other specials or offers apply. Please contact the Credit Union for full details. Insured by NCUA.
2APY = Annual Percentage Yield. Balance needed to earn interest is $500.00. Earn 3.00% APY on balances from $500.00-$3,000.00; any balance higher than $3,000.00 will receive our regular savings account APY of 0.05%. Rates guaranteed until April 2020. After that, rates are subject to change at the Credit Union's discretion.