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Rates

Dividend Rate Schedule

Effective December 30, 2022

Important Notice: Your credit union is NOT a bank or investment firm. Your aggregate funds in Savings, Checking, Money Markets, and Certificates are insured by NCUA up to $250,000.

Financial institutions may not deposit funds at RelyOn.

Term Share Certificates
Term APY
3 month 0.60%**
6 month 2.50%**
12 month 3.85%**
18 month 2.75%**
24 month 2.70%**
30 month 2.50%**
36 month 2.25%**

RelyOn365 checking members can get a 0.365% APY rate bump on 6, 12, 18, 24, 30 and 36 month Term Share Certificates!1

  • APY = Annual Percentage Yield
  • $500 Minimum
  • Dividends post monthly
  • Early withdrawal of Certificate may incur a penalty
  • All RelyOn 365 Checking Account holders will receive a rate increase of 0.365% APY on 6, 12, 18, 24, 30 and 36 month new or renewing certificates. 
Term IRA Certificates - Traditional & Roth 
Term APY
12 month 3.85%**
24 month 2.70%**
36 month 2.25%**
  • APY = Annual Percentage Yield
  • Dividends post monthly
  • Early withdrawal of Certificate may incur a penalty
Other Savings Accounts
Account Type APY*
Regular Savings 0.05%

Little Foot Youth Savings2
For members 17 & younger
$0.01 - $3,000.00

 3.00%
$3,000.01+ 0.05%
RelyOn365 Interest Checking
Minimum balance of $500.00		 0.01%
IRA Savings Accounts 0.25%
Money Market Savings (Personal or Business)
$0 - $2,499.99		 0.00%
$2,500 - $24,999.99 0.10%
$25,000 - $49,999.99 0.15%
$50,000 - $99,999.99 0.20%
$100,000+ 0.25%

Health Savings Accounts (HSA)2

$0.01 - $3,000.00

 3.00%
$3,000.01 + 0.05%

Compounded daily and credited monthly

All rates subject to change without notice. For additional information call 214-357-3328.

*APY = Annual Percentage Yield. ** Pays APY monthly
+/- $500.00 Minimum to open. Dividends posted monthly. Early withdrawal of certificate may incur a penalty.
All RelyOn 365 Checking Account holders will also receive an APY increase of 0.365% APY on 6, 12, 18, 24, 30 and 36 month new or renewing certificates.
¹Other terms and conditions may apply. No other specials or offers apply. Please contact the Credit Union for full details. Insured by NCUA.
2Rates are subject to change without notice.