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Tide-Over Loan

In times of unforeseen crisis, you need something to tide you over. Just enough to let the storm pass.

You lost your job and need to make rent. Your hours got cut and you need to feed your kids. You’re suddenly the caretaker for elderly loved ones.

The storm will pass. Let us help until it does.

The Tide-Over Loan is that next fresh breath you need to take.

Here’s how it works:

  • We won’t pull your credit score
  • No payment for the first 90 days


* Max loan amount for members who have been with the credit union longer than 60 days is $1200 at 6.5% APR for up to 24 months. Loan must be set up on ACH. Member must be in good standing. Two references required.
*For members who have joined the credit union within the last 60 days, the max loan amount will be $500 at 6.5% APR for up to 18 months. Loan must be set up on ACH. Two references required.
*Must have a monthly income of $500 and a current paystub OR a copy of a furlough letter OR a copy of unemployment application.