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15/15/15 Loan

Need help building credit? 

Our 15/15/15 Loan is designed for members that have some credit but are looking to build more credit history, or even for those members who may be working on fixing their credit. No matter what your credit score, you can apply for our 15/15/15 loan!

Here's what it is: $1,500 loan at 15% APR* for 15 months. This is a personal unsecured loan and the funds can be used however you'd like. There are some stipulations to this loan, like: 

  • You must be a RelyOn member for a minimum of two months
  • You must be a member in good standing
  • You must be employed at your current employer for a minimum of 12 months
  • Monthly loan payments must be set up on auto pay from your RelyOn account
  • The loan processing fee of $50 will be collected upon loan approval 
  • You must have direct deposit of $125 or more per month already coming into your RelyOn account
  • You cannot have had a RelyOn credit bureau pull in the last 30 days 

If you're looking to build or even rebuild your credit, apply for our 15/15/15 loan today! 

Apply Online 

*APR = Annual Percentage Rate. Rate not determined by creditworthiness. Contact the Credit Union for full details.