Fee Schedule

Open An Account

Effective November 1, 2023
All fee are disclosed on a per-transaction or per-item basis unless otherwise noted.

Account Maintenance Fees

General Fee Description Standard Fee
Rely On 365 Checking$9/month

Account Services Fees

General Fee Description Standard Fee
Account Closure Fee (before 12 months)$35
Account Research/Reconciliation (one hour minimum)$35/hour
Official Check Reissuance$35/hour
Collection Fee (Domestic)$10
Collection Fee (International)$50
Excessive Withdrawal Fee (Saving/Money Market)$10
Levy/Garnishments$75
Return Mail and Inaccurate Address (per month/includes email)$5
Mailed Paper Statement Fee¹$5
Official Check$5

Bill Pay Fees

General Fee Description Standard Fee
Expedited Bill Payment $5
Overnight Check $35

Checking Account Fees

General Fee Description Standard Fee
Check Cashing (non-member)$10
Check Copy²FREE
Check Printingvaries by style
Courtesy Pay³$35
Non-Sufficient Funds**$35
Overdraft Protection Transfer$3
Stop Payment (Check & ACH)$35

Electronic Funds Transfer Fees

General Fee Description Standard Fee
Out-of-Network ATM $3
Wire Transfer - Domestic$35
Wire Transfer - Incorrect Wire Info/Returned $35

Loan Service Fees

General Fee Description Standard Fee
Cash Advance/Balance Transfer FeeGreater of $10 or 1.5% of cash advance/balance transfer fee, not to exceed $250.
Credit Card Late PaymentUp to $25
Credit Card Returned Payment$25
Foreign Transaction Fee1% of transaction amount
Late Loan PaymentLATE CHARGE: After 10 days, 5% of payment due, with a minimum fee of $33.00 and a maximum fee of $75.00.
Loan Payment by Website$3.95⁴
Loan Payment by Card (debit/credit)$3.95
Loan Processing$149***
Loan Skip-a-Payment$50

Other Service Fees

General Fee Description Standard Fee
CD Early Withdrawal - Terms 12 months or less 90 days of interest
CD Early Withdrawal - Terms greater than 12 months; Less than 35 months180 days of interest
CD Early Withdrawal - Terms greater than 36 months365 days of interest

Plastic Card Fees

General Fee Description Standard Fee
Expedited Delivery$75
Plastic Card Replacement$5

1Mailed paper statements are waived for members under the age of 18 and members 60 and older.
2Request for 10 checks or more will be assessed the account research fee of $35.
3Courtesy Pay fee is imposed for overdrafts created by checks, in-person withdrawals, ACH, or by other electronic means (subject to opt-in by you).
4Fee is only assessed for one-time payment for ACH/Debit/Credit Card. Reoccurring payments are not assessed a fee ($0).
**Item is paid at RelyOn CU’s discretion, as a non-contractual courtesy on a NSF item.
***$149 loan processing fee applied to all installment loans.

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