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Book Appointment

Fee Schedule

Effective December 1, 2022
All fee are disclosed on a per-transaction or per-item basis unless otherwise noted.

Account Maintenance Fees
General Fee Description Standard Fee
Fresh Start Checking $9/month
RelyOn 365 Checking $9/month
Account Services Fees
General Fee Description Standard Fee
Account Closure Fee (before 12 months) $35
Account Research/Reconciliation (one hour minimum) $35/hour
Official Check Reissuance $35
Collection Fee (Domestic) $10
Collection Fee (International) $50
Excessive Withdrawal Fee (Saving/Money Market) $10
Levy/Garnishments $75
Return Mail and Inaccurate Address (per month/includes email) $5
Mailed Paper Statement Fee1 $5
Official Check $5
Returned Deposit Item (personal check) $35
Returned Deposit Item (third party) $10
Bill Pay Fees
General Fee Description Standard Fee
Expedited Bill Payment $5
Overnight Check $35
Checking Account Fees
General Fee Description Standard Fee
Check Cashing (non-member) $10
Check Copy2 FREE
Check Printing varies by style
Courtesy Pay3 $35
Non-Sufficient Funds** $35
Overdraft Protection Transfer $3
Stop Payment (Check & ACH) $35
Electronic Funds Transfer Fees
General Fee Description Standard Fee
Out-of-Network ATM $3
Wire Transfer - Domestic $35
Wire Transfer - Incorrect Wire Info/Returned $35
Loan Service Fees
General Fee Description Standard Fee
Cash Advance/Balance Transfer Fee Greater of $10 or 1.5% of cash advance/balance transfer fee, not to exceed $250.
Credit Card Late Payment Up to $25
Credit Card Returned Payment $25
Foreign Transaction Fee 1% of transaction amount
Late Loan Payment LATE CHARGE: After 10 days, 5% of payment due, with a minimum fee of $33.00 and a maximum fee of $75.00.
Loan Payment by Website $3.954
Loan Payment by Card (debit/credit) $3.95
Loan Processing $149***
Loan Skip-a-Payment $50
Safe Deposit Box Fees
General Fee Description Standard Fee
Change Lock/Drill Box $300
Key Deposit $10
Safe Deposit Box Varies by size
Other Service Fees
General Fee Description Standard Fee
CD Early Withdrawal - Terms 12 months or less 90 days of interest
CD Early Withdrawal - Terms greater than 12 months;  
                                     Less than 35 months		 180 days of interest
CD Early Withdrawal - Terms greater than 36 months 365 days of interest
Plastic Card Fees
General Fee Description Standard Fee
Expedited Delivery $75
Plastic Card Replacement $5


1Mailed paper statements are waived for members under the age of 18 and members 60 and older.
2Request for 10 checks or more will be assessed the account research fee of $35.
3Courtesy Pay fee is imposed for overdrafts created by checks, in-person withdrawals, ACH, or by other electronic means (subject to opt-in by you).
4Fee is only assessed for one-time payment for ACH/Debit/Credit Card. Reoccurring payments are not assessed a fee ($0).
**Item is paid at RelyOn CU's discretion, as a non-contractual courtesy on a NSF item.
***$149 loan processing fee applied to all installment loans.