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Fee Schedule

Effective January 1, 2020
All fee are disclosed on a per-transaction or per-item basis unless otherwise noted.

Account Maintenance Fees
General Fee Description Standard Fee
RelyOn 365 Checking* $5
Account Services Fees
General Fee Description Standard Fee
Account Closure Fee (before 12 months) $20
Account Research/Reconciliation (one hour minimum) $30
Collection Fee (Domestic) $10
Collection Fee (International) $50
Excessive Withdrawal Fee (saving/money market) $10
Inaccurate Address (per month/includes email) $5
Mailed Paper Statement Fee1 $3
Official Check FREE
Returned Deposit Item (personal check) $30
Returned Deposit Item (third party) $10
Bill Pay Fees
General Fee Description Standard Fee
Expedited Bill Payment $5
Overnight Check $30
Checking Account Fees
General Fee Description Standard Fee
Check Cashing (non-member) $5
Check Copy2 FREE
Check Printing varies by style
Courtesy Pay3 $30
Non-Sufficient Funds** $30
Overdraft Protection Transfer $3
Stop Payment FREE
Electronic Funds Transfer Fees
General Fee Description Standard Fee
Out-of-Network ATM $3
Wire Transfer - Domestic $30
Wire Transfer - Incorrect Wire Info/Returned $30
Loan Service Fees
General Fee Description Standard Fee
Cash Advance/Balance Transfer Fee Greater than $10 or 1.5% of cash advance/balance transfer fee, not to exceed $250.
Credit Card Late Payment Up to $25
Credit Card Returned Payment $25
Credit Card Skip-a-Pay FREE
Foreign Transaction Fee 1% of transaction amount
Holiday Helper Processing Fee $25
Internal Refinance Fee $75
Late Loan Payment 5% of payment due, minimum $20 and maximum fee $50
Loan Payment by Website ACH Free
Loan Payment by Card (debit/card) $4.95
Loan Skip-a-Payment $30
Title Fee - File Lien Only $50
Title Fee - Sale/Transfer of Ownership $50
Safe Deposit Box Fees
General Fee Description Standard Fee
Change Lock/Drill Box $300
Key Deposit $10
Safe Deposit Box Varies by size
Other Service Fees
General Fee Description Standard Fee
CD Early Withdrawal - Terms 12 months or less 90 days
CD Early Withdrawal - Terms greater than 12 months;  
                                     Less than 35 months
180 days
CD Early Withdrawal - Terms greater than 36 months 365 days
Plastic Card Fees
General Fee Description Standard Fee
Expedited Delivery $75
Plastic Card Replacement FREE

*$3 with credit card or loan.
1Mailed paper statements are waived for members under the age of 18 and members 60 and older.
2Request for 10 checks or more will be assessed the account research fee of $30.
3Courtesy Pay
fee is imposed for overdrafts created by checks, in-person withdrawals, ACH, or by other electronic means (subject to opt-in by you).
**Item is paid at RelyOn CU's discretion, as a non-contractual courtesy on a NSF item.

 

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